You’re ready to start your home remodeling project and start interviewing contractors. The contractor you chose insisted on you pulling the permit for the job. You thought no big deal I can do that.
If you do not intend to do the work yourself and have been asked by someone without a contractor’s license to pull the permit, you are at risk of financial harm both by penalty and injury. Chapter 489.103 (7), Florida Statutes: Owners of property must supervise the work being performed. Any person working on your building who is not licensed must be employed by you, which means that you must deduct F.I.C.A and withholding tax and provide workers’ compensation for that employee.
Without workers’ compensation insurance, you could be held liable for injuries received on your property. Typically, your homeowner’s insurance policy will not honor your claim if the work being performed required a licensed contractor. You could end up responsible for thousands of dollars of medical bills.
Not only is it dangerous, but it’s also a crime in Florida.
Chapter 455.227, Florida Statutes: Any person who knowingly aides, assists, procures, employs or advises an unlicensed individual can be charged with a first degree misdemeanor and may face fines of up to $5000 for each offense.
Contractors can be licensed by the State of Florida or can be licensed by the county they work in and not have a state license. If your contractor is doing work that a license is not required make sure they carry liability insurance and worker’s compensation insurance.
There is no such thing as a Handyman License in Marion County Florida.