Pulling Owner/Builder Permits Is Risky Business

Pulling Owner/Builder Permits Is Risky Business

You’re ready to start your home remodeling  project and start interviewing contractors.  The contractor you chose insisted on you pulling the permit for the job.  You thought no big deal I can do that.

Pulling Owner Building Permits Marion County FL

If you do not intend to do the work yourself and have been asked by someone without a contractor’s license to pull the permit, you are at risk of financial harm both by penalty and injury.  Chapter 489.103 (7), Florida Statutes:  Owners of property must supervise the work being performed.  Any person working on your building who is not licensed must be employed by you, which means that you must deduct F.I.C.A and withholding tax and provide workers’ compensation for that employee.

Without workers’ compensation insurance, you could be held liable for injuries received on your property.  Typically, your homeowner’s insurance policy will not honor your claim if the work being performed required a licensed contractor.  You could end up responsible for thousands of dollars of medical bills. 

Not only is it dangerous, but it’s also a crime in Florida. 

Chapter 455.227, Florida Statutes:  Any person who knowingly aides, assists, procures, employs or advises an unlicensed individual can be charged with a first degree misdemeanor and may face fines of up to $5000 for each offense.  

Contractors can be licensed by the State of Florida or can be licensed by the county they work in and not have a state license.   If your contractor is doing work that a license is not required make sure they carry liability insurance and worker’s compensation insurance.

There is no such thing as a Handyman License in Marion County Florida.

Contractor Licensing Requirements For Marion County Florida

Written by Dawn Rupe

Dawn Rupersburg Broker Associate with Coral Shores Realty in Ocala FL. Selling Residential Real Estate in Ocala Florida, Belleview Florida, & Summerfield Florida. Call Dawn at 352-553-3369

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